Education Associates - Passionate About Education

This package covers the following topics:

definition of deposit, withdrawal, transaction, FDIC, FSLIC, interest, balance, endorsement, minimum balance, service charge
completing a withdrawal slip and deposit slip
why it is important to keep account numbers confidential
why interest is important
completing a check
service charge and when a bank uses it
how and why to void a check
keeping an accurate checkbook ledger
the process that occurs when you write a check to a business
reconciling a ledger
why the monthly bank statement may be different from your checkbook ledger
overdrawing your account
what it means when a check hasn't cleared the bank

This package covers the following topics:

definition of credit, loans, collateral, principle, default,capacity, credit history, liability,garnishment, loan term, revolving credit, credit limit, finance charge
the importance of collateral in getting a loan
having a good credit history
why your capacity is important to a bank
why a bank is interested in your character when making a decision about credit and loans
basic types of information requested on a credit application
what it means to have a “co-signer”
types of loans
how your monthly loan payments are calculated
why it’s important to use credit cards very wisely
why it’s important to get the lowest possible interest rate on a loan

This package covers the following topics:

being a smart consumer

planning your grocery list

using a coupon

finding coupons

checking prices

shopping for the best buys within a store

“price per unit”

“cost per serving”

determining the cost per serving of an item

determining the better buy among different forms of packaging

information given on a food label

the order in which ingredients are listed on a label

the importance of “net weight”

This package covers the following topics:

This package covers the following topics:

in-depth coverage of the phonebook and how to use it to find a number
another way other than the phonebook to find someone’s number
3 ways to contact the police or fire department
how to use a pay phone
what calls are usually free on a payphone
who pays for the following types of calls: 800, 911, 900, 976 and collect
what it means to call someone “collect”
why you shouldn't give any credit card or personal information over the phone
what to do if you get a call from someone that disturbs you or a telemarketer that won't hang up
“area codes”
the advantage of an answering machine

This package covers the following topics:

This package covers the following topics:

the different types of cars and trucks available
costs of cars
gas mileage
the importance of car insurance
why insurance is usually higher on sports cars than other types of cars
the importance of making a checklist before starting your car shopping and what information should be included
why it is important to take a car that you’re seriously considering buying to a mechanic you trust
the term to “negotiate” the price of a car
what is the “Blue Book”
why the Blue Book value is important to know when car shopping
the term to “trade in” your car
the importance of deciding whether you should sell your car to someone or trade it in
3 ways to pay for a car
why it is important to compare interest rates when financing a car
responsibilities involved in buying a car

This package covers the following topics: